AMS Financial Solutions, Inc, Consumer Finance & Loan Companies, Charleston, SC

Swimming Pool Loans Blog

Time to get started on your new swimming pool

Posted on 16 Sep 2013 by Brandon Perry | Leave a comment

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If you had weather like we did in the Southeast you saw a fantastic Memorial Day weekend. It was swimming pool weather for sure. Time to put the sunscreen on the kids and blow up the pool floats. Many of our early bird clients are already swimming in their new pools. They were able to get an early start to the pool loan and pool building process and are now enjoying their backyard oasis. If you were unsure if you wanted to build a pool this year and have just finalized your decision it is definitely not too late to get started. Many pool installs can take just a matter of a few weeks for an above ground pool and just a little longer for more in depth in ground pool projects. Start calling around to some local pool contractors and get an estimate of the cost of the pool and also their expected turn time on getting your pool installed. Many of you in the northern parts of the country can still time this with your kids getting out of school and plan a wonderful summer of fun for you and your family. Pools are great gathering spots for extended families and you will not have a shortage of guest that will want to enjoy the spoils of your new backyard paradise. If you are thinking of getting a pool this summer now is the time to get started. We are happy to help you with your loan if you need one. Happy and safe swimming to you and your family.

Tags: backyard paradise , Memorial Day weekend , new pools , safe swimming ,

Bad Credit Swimming Pool Loans — Are They Available?

Posted on 16 Sep 2013 by Brandon Perry | Leave a comment

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We often get telephone calls and email inquiries from customers and dealers asking if we finance bad credit swimming pool loans. This is a very general question that often times require us to answer the question with a question: What is your definition of bad credit? Credit scoring models and data that carries weight on scores has changed a lot in recent years. What used to be beneficial to your credit often times can have little or no effect on scores such as a co-signer on a credit card that has impeccable credit. This used to be a loop hole in the scoring model that has since been closed by the 3 major repositories. Medical collections are often looked at as having no effect on credit to some lenders. Credit inquiries can be confusing to some consumers as there is a lot of people that think each one counts against your scores and this is not always the case. The bureaus let you have some leeway when you are shopping for a car , mortgage or swimming pool loans. Multiple hits within a few weeks from the same category doesn’t count against you nearly as much as you think and sometimes not at all. So, back to the original question, do we finance bad credit swimming pool loans? Yes is the answer. We finance a lot of pool loans for people with bad credit. It takes a trained eye and a skilled credit analyst to read between the lines and find creative ways to get the bad credit pool loans approved. We have seen loans with scores below 500 get approved and pool loans with collections and liens get approved as well. I would advise anyone that thinks that they have good, bad or questionable credit talk to a representative to see how your situation allow us to get your loan approved and your new swimming pool project or remodeling job started. Don’t assume that you don’t qualify before speaking with a trained professional. Pool financing is certainly possible with bad credit. Happy swimming!

Tags: bad credit pool loans , pool financing , pool loans ,

Financing Above Ground Pools

Posted on 16 Sep 2013 by Brandon Perry | Leave a comment

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Some of our customers are unsure when they call us if we can finance these above ground pools. The price point on these types of pools is often much lower than a traditional inground pool and we can absolutely finance above ground pools. We will finance these pools even if you have fair or bad credit in many cases. We specialize in all types of pool financing including inground pools types including concrete pools and fiberglass pools as well as all types of above ground pools. Wait until you see how low your payment can be when financing an above ground pool. Happy swimming!

Tags: above ground pools , inground pools , pool financing , pool loans ,

The Basics of Above Ground Pools and the Advantages of Financing

Posted on 16 Sep 2013 by Brandon Perry | Leave a comment

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Each year, tens of thousands of Americans shop for an above ground pool. These pools can be a great investment for your family’s recreation and are designed to fit any budget. Research is really the key in helping to decide what type of above ground pool to buy. There are many types of materials, shapes and sizes of above ground pools and I will try to cover some of the basics. Most construction materials start with liquid vinyl coated steel walls and quality steel, aluminum or resin frames. The liner is usually at least a 20 mil liner to make sure that it will withstand the rigors of an active family. Basic rule of thumb is that the wider the top rails and the material used for the frame, the more expensive your above ground pool will be relative to its size. In addition you may want to consider an all aluminum construction above ground pool if you are within proximity to sea or salt air as this would provide better corrosion resistance.

Tags: above ground pools , inground pools , pool financing , pool loans ,

Take A ‘Staycation’ If You’re Stuck In Your House

Posted on 16 Sep 2013 by Brandon Perry | Leave a comment

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You may have heard of the term staycation. This term came out of the tough economy that we all have faced over the past 3 -4 years. It basically means staying home and having a vacation all wrapped in one. Building a new pool in your yard certainly qualifies as a long term staycation in my mind. If you ask me I would rather swim in my own backyard pool relaxing with my family for free than to spend a lot of money that you will never recoup swimming in a public pool in the back of a hotel. You can use home improvement loans to build an addition, improve your home, update your kitchen or put a pool in your back yard. Invest that vacation money into your own new backyard pool. Above ground pools, inground pools, concrete pools and fiberglass pools are all great products and each one is made to fit certain budgets. You may be in your home for a long time so you may as well enjoy it! Happy home improvements!

Tags: above ground pools , concrete swimming pools , fiberglass swimming pools , home improvement loans , inground pools , pool loans , staycation ,

Vinyl Liner Swimming Pool Loans

Posted on 16 Sep 2013 by Brandon Perry | Leave a comment

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Vinyl liner swimming pools come in many shapes, colors and sizes. The thickness of the liner is also an important factor in cost and durability. The standard thickness of a vinyl liner swimming pool is 15-30 (mil) or gauge. Usually the thicker the gauge the longer the warranty and the more resistant to puncture or damage from the sun and or pool toys etc. You will probably expect to pay a little more for a heavier gauge liner but you should consider your lifestyle when choosing a vinyl liner thickness. If you have kids or pets that may be a bit rough on the pool then a more durable liner is probably in your best interest. You should also know that most manufacturers recommend that you never drain a vinyl liner swimming pool. This can damage the vinyl and make it brittle , crack or even shrink. In most cases the warranty will be voided if the pool is ever drained. AMS Financial can help you with all types of in ground and above ground vinyl liner swimming pool loans. We even offer bad credit pool loans, so for less than perfect credit there may still be the possibility to finance your swimming pool.  

Tags: above ground pools , above ground swimming pool loans , bad credit pool loans , vinyl liner swimming pool loans , vinyl liner swimming pools ,

Be safe like a fish in your own private water

Posted on 16 Sep 2013 by Brandon Perry | Leave a comment

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Swimming pool is a center of fun for the whole family and if you have one or thinking about building one in your backyard, safety of your children should be a priority. Drowning is a leading cause of child deaths in the U.S. Fortunately, there are several measures you can take to ensure safety of your loved ones. Supervision You should have eyes on your child at all times. Accidents occur when we assume our children are being watched by someone else. If your child is missing, pool should be the first place to check. Swimming lessons Best way to ensure your child is safe in a pool is to teach them how to swim. You can book a professional swim teacher who will report back to you about your children’s progress. Also, teach them pool rules, put it on your fridge, poolside, do whatever you can to make it clear. Barriers All barriers should be maintained and kept locked. It’s easier than we think for a child to slip through an unlocked gate straight into the pool. Even if you have to check 500 times a day, if you’re unsure you locked it, check again. You can surround your pool with a fence, keeping all climbable objects out of reach or install an alarm that will notify you if your child manages to gain access to the pool. Infant Child CPR Certificate every parent should have. In case of emergency, you should be able to help your child. Keep a phone near the pool at all times, in case there is ever the need to call 911. All four measures should be interlinked; one won’t ensure you child’s safety without the others. AMS Financial can help you with all types of in ground and above ground vinyl liner swimming pool loans. We even offer bad credit pool loans, so for less than perfect credit there may still be the possibility to finance your swimming pool. Have fun, safely.

Tags: bad credit pool loans , children , groun , inground pools , pool , pool financing , pool loans , pool safety , safety , swimming , unsecured pool loans , vinyl liner swimming pool loans , vinyl liner swimming pools ,

Pool loan rates are the lowest they have been in 10 years and off season specials are available from the pool contractors

Posted on 16 Sep 2013 by Brandon Perry | Leave a comment

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Rates for swimming pool loans are at a decade low in most states and it may be time to revisit that swimming pool or backyard project. Did you know that both equity based loans and non-equity loans ( usually called unsecured pool loans) are both available in all 50 states for projects such as swimming pools, sunrooms, outdoor kitchens and other installed home improvement projects. At the time of this post it is currently late Fall and many pool builders, designers and contractors are just starting to catch their breath after a very long and busy pool season. Many pool builders and contractors are offering Fall and Winter pricing specials for the consumer who is savvy enough to take advantage of these specials. Now is the best time to talk to your pool contractors before the spring rush of customers and before many will consider raising prices if their cost increase. If you are serious about having a swimming pool open and ready to use by Memorial day this is the perfect time of year to take advantage of the great pool loan rates and pool contractor specials.

Tags: low pool loan rates , pool financing , pool loan specials , pool loans , swimming pool financing , unsecured pool loans ,

2013 pool financing is expected to be at record levels

Posted on 16 Sep 2013 by Brandon Perry | Leave a comment

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The coming year is expected to see at record levels for pool loan companies and pool financing products. The housing market is trending up and is seeing its best gains in home values since 2006. Builder confidence is up and home improvement tends to lag about 6 months behind these statistics. We are hearing from many of the fiberglass manufacturers and national pool dealers that they expect 2013 to be one of their busiest in over 10 years. It’s probably time to get off of the fence and reach out to those pool contractors to see what they recommend for your budget and backyard. The loan programs are in place to help you leverage as much of that purchase as you would like. Our company has 100% financing for all states and we would be happy to help you figure out a payment that will suit you and your families budget. Call today to get a jump start on 2013 and you will be swimming by Memorial day !.

Tags: 100% financing , pool financing , pool loan companies ,

Get an early start to your pool project in 2013 and reap the rewards of swimming by Memorial Day

Posted on 16 Sep 2013 by Brandon Perry | Leave a comment

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Happy New Year. The holidays are behind us and many of us are making our to do lists and setting our goals for the new year. If you are like many families across the country you are looking into adding a swimming pool to your backyard to complete your dream of pool ownership. Now is the time to start the process. You need to interview contractors and make pool financing arrangements if you are not paying for your project entirely in cash. Many pool builders will offer cost incentives to start the project early in the season. In addition to the financial benefits, you can also insure that you will have enough time to plan all of the details of your perfect backyard oasis. This early planning will make sure that your new pool will be complete and ready to use by Memorial Day weekend. Ok, who’s excited to get started on their new swimming pool planning ?

Tags: new pool loan , pool financing , swimming pool contractor ,